LEGAL DOCUMENTS

Terms & Conditions

TERMS and CONDITIONS

Please read the Terms and Conditions carefully as you agree that you are at least 18 years of age and agree to comply with, and be bound by, the following Terms and Conditions which are incorporated herein by reference.

If you do not agree to these Terms and Conditions in their entirety, you are not authorized to access and / or use this website, any pages thereof, or services from Karen Romine, also known as KRPM LLC, hereinafter collectively referred to as KRPM LLC. By continuing to use the website, any pages thereof, or services from KRPM LLC, you are agreeing to these Terms and Conditions.

You must be 18 years of age or older to participate in a service, class, or an event, hereinafter collectively referred to as “Event”, unless it has been discussed and agreed to by KRPM LLC prior to the starting date and time of the Event.

You have voluntarily decided to take part in this Event.

If you are under any medical treatment for psychiatric problems that could impair your decision to engage in an Event, KRPM LLC, reserves the right to evaluate and make a decision on whether the Event can continue.

Please show up on time.  Your Event starts and ends at your allotted time – so if you arrive late, that’s the time you will lose from the Event.

If KRPM LLC misses the Event due to illness or unforeseen circumstances, the client will be offered an alternative time slot or a full refund.

KRPM LLC may terminate an Event if:

 

They feel a connection with a client has not been achieved.

They feel that the client is not psychologically responding positively and to carry on could cause harm to the client.

If the client shows any aggressive or confrontational attitude.

Should you request an ’emergency’ appointment outside of an existing engagement agreement, and if such an appointment can be arranged, an additional fee may apply. Emergency access terms for clients under an active engagement are defined within the terms of that engagement.

The client will take full responsibility, being of sound mind, for accepting or not accepting any guidance given, and / or spirit communication received at any Event.

All information is given for the client to use of their own free will.

All Events are given with good and honest intent and in good faith.

Any Event should not be used as a substitute for any professional, legal, financial, or medical or psychiatric  advice, guidance or treatment. Should you require such services you will seek them on your own as needed.

KRPM LLC cannot guarantee the accuracy or completeness of any information given during the time of the Event or on the website.

You are bound by the pricing and billing practices of KRPM LLC. All charges are payable in United States Dollars. Currently KRPM LLC provides for payment options as communicated at the time of engagement KRPM LLC reserves the right to change its pricing and/or billing practices at any time, in its sole discretion. All of our regular offers and promotions are subject to change at any time.

Laws oblige KRPM LLC to say that all Events are for entertainment purposes only.

On behalf of yourself, your assigns, heirs, executors, guardians, and all other legal representatives, hereby release, discharge, waive, and forever relinquish KRPM LLC, including agents, employees, officers, directors, employers, and any other person associated with KRPM LLC, from any and all known or unknown claims resulting from, arising out of or in any way connected with information you may or may not receive during your voluntary participation in an Event with KRPM LLC.

And further agree that under no circumstance(s) will you, or any other person associated with you, as a result of your Event, attempt to present any claims against, prosecute, sue, seek to attach any lien for any purpose, including satisfaction of a judgment or other judicial decree, to the property of KRPM LLC and their heirs, and you hereby waive all claims, demands, and compensation.

This includes, but is not limited to, all actions that you, anyone associated with you or any other participant in the session currently or hereafter may have for any injuries or perceived injuries or perceived or real losses you may suffer or believe to suffer because of or during your participation or involvement in an Event resulting from any actions, statements, answers to questions or omissions made by KRPM LLC or any person associated with KRPM LLC.

 

You understand and hold harmless KRPM LLC and all persons associated with KRPM LLC from any and all claims, actions or damages, legal and otherwise, made by you or anyone associated with you including the cost and expense associated with defending such actions or claims.

You agree that these Terms and Conditions supersede any and all prior or contemporaneous agreements, representations, warranties and understandings, whether oral or written, with respect to the subject matter of this agreement.

We may amend, modify, revise, and otherwise change these Terms and Conditions at any time by updating the website without specific notice to you. The most recent version of the Terms and Conditions will be posted on the website. We strongly encourage you to periodically review the website for policy changes and updates.

KRPM LLC reserves any rights not explicitly granted in this Agreement.

Conduct of Users. 

You must follow the guidelines set forth in these Terms and Conditions. Please be advised that it is not appropriate, and is expressly forbidden under this agreement to:

a) attempt to obtain the personal contact information of KRPM LLC;

b) use vulgar, harassing, obscene, privacy invading, or defamatory language during an Event;

c) do anything to disrupt the operation of www.KarenRomine.com, hereinafter referred to as Website, services or network;

d) attempt to gain unauthorized access of the network to transmit “junk mail”, spam, or other mass mailings;

e) advertise or market any services or products;

f) post, upload or transmit false or misleading information or take any action that violates the rights of third parties; or

g) make false statements or attempt to use financial or other information that you are not authorized to use. Additionally, as a condition of your use of the Website, you represent and warrant that you will not use the Website for any purpose that is unlawful or prohibited by the applicable terms, conditions and notices of this Agreement. You agree, represent, and warrant that you will not use the Website in any manner that could damage, disable, overburden or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website. You may use the Website and/or Events for your own personal, noncommercial use. No part of the Website and / or Events may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, reverse engineer or transfer the Website and/or Events, Website content or any portion thereof. You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website and/or Events.

KRPM LLC reserves any rights not explicitly granted in this Agreement.

Online and In-Person Events.

Unless otherwise specified in a written engagement agreement, all purchases from KRPM LLC are final. We do not refund, transfer or defer and all Events must be completed as purchased and specified.

KRPM LLC assumes no liability for lost, damaged or stolen personal items.

Personal arrangements, including, but not limited to, transportation to and from Events, accommodations, food, and travel insurance are the client’s own responsibility and risk.

KRPM LLC reserves the right to cancel an Event within 21 days in advance of the start date. Participants will be notified of other program dates they may transfer to at no additional cost to the participant. KRPM LLC will not be responsible for any costs incurred due to cancellations. We recommend travel insurance for your travel and accommodations, particularly if it involves booking flights to the Event.

KRPM LLC assumes approval to use photographs and video that may be taken during your Event, in promotional materials, unless otherwise notified by you.

In cases where KRPM LLC is offering an Event through another provider, all inquiries regarding bookings, attendance, and terms and conditions must be made to the third-party organizer of the event. KRPM LLC is not responsible for the administration and production of these events.

 

Audio and video clips are the property of KRPM LLC and are protected by the United States and international copyright laws.

 

Refund Policy. 

Refunds will not be given for downloaded files, including, but not limited to, music, meditations, classes, and sessions. Classes are non-refundable, non-transferable and must be completed as purchased and specified.

Anything that would require a return to KRPM LLC would be shipped at your expense. We strongly advise that you purchase proof of postage, shipment tracking and / or insurance when you ship returns. KRPM LLC will not be held responsible for any items which are lost by any delivery or courier service.

If you would like to request a refund, please reach out via the Contact page on the Website within 24 hours of your purchase and give as many details as possible.

Non-Disclosure Agreement. 

The Non-Disclosure Agreement is considered binding upon digitally accepting these Terms and Conditions, and is made between you, the client, and KRPM LLC.

This Agreement shall govern the conditions of disclosure by KRPM LLC and the client of certain Confidential Information, including, but not limited to, course material, trade secrets, intellectual property relating to KRPM LLC.

The Client hereby agrees that:

The Client shall not disclose any business or personal information given verbally or in written form, including, but not limited to, cot information, accounting and unpublished financial information, business plans, customer lists and customer information, purchasing techniques, supplier lists and supplier information and marketing, production or merchandising systems or plans, information relating to persons including Karen Romine, KRPM LLC staff or any other persons mentioned or alluded to by KRPM LLC. 

The Client shall not directly or indirectly acquire any interest in, or design, create, manufacture, sell, teach or otherwise deal with any item or product, containing, based upon, or derived from the information, except as may be expressly agreed to in writing by Karen Romine. 

That the secrecy obligations of the Client shall continue for a period ending 10 years from the date hereof. 

KRPM LLC will be entitled to obtain an injunction to prevent threatened or continued violation of this Agreement. Failure to enforce this Agreement will not be deemed a waiver of this Agreement.

 

General Disclaimer.

This Website is provided on an “as is, as available” basis to the user. “You” use the Website entirely at your own risk. KRPM LLC cannot be held responsible for any loss of data while using this Website nor can they be held responsible for any consequential loss of data, nor held responsible for any losses occurring through the transmission of a “virus” or a “worm”. 

By accessing any areas of the Website, the “User” agrees to be legally bound and to abide by these Terms and Conditions. If you do not agree with any part of these terms and conditions, you must not use the Website. 

Copyright Notice.

The “User” acknowledges that the information, data, images, sounds, illustrations and other materials made available by KRPM LLC, including text, images, graphics, logos, digital downloads and audio clips on the Website or for any Event are copyrighted works of KRPM LLC and/or various third party providers. Reproduction or storage of information or works retrieved from this Website or any Event, in all forms, by media or technologies now existing or hereafter developed, is forbidden without the express permission of KRPM LLC.

If you need to reach KRPM LLC, please use the Contact form on this Website.

KRPM LLC reserves the right, at their sole discretion, to amend these Terms and Conditions at any time by posting the amended terms on this Website. The amended terms shall be effective from and after the date that they are published on the Website.

Trademarks.

Logos and names contained within this Website and all materials by KRPM LLC are trademarks of KRPM LLC and may not be used in connection with any other product or service, nor used in any manner that disparages or discredits KRPM LLC. Trademarks owned by KRPM LLC may be used only with express written permission of the trademark owner.

 

Indemnification

You agree to indemnify, defend and hold harmless KRPM LLC and its parents, subsidiaries, and affiliates and each of their officers, partners, members, managers, agents and attorneys, co-branders or other partners, and employees, from any and all claims, actions, suits, demands, liabilities, proceedings, judgments, fines, damages, costs, losses and expenses, including but not limited to any settlement costs and/or reasonable attorney’s fees, arising from or relating to your use of the Website and/or its services whether via the Internet or telephone and any material you submit, post, transmit or make available through the service, your use of the service and any advice or information obtained thereby, your violation of these Terms and Conditions or use of any other applicable usage terms, conditions, policies, or requirements, or your infringement or violation of any rights of another, or termination of you access to the Website and/or Events.

Disclaimer of Warranties. 

KRPM LLC AND ITS EVENTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” BASIS WITH NO WARRANTIES WHATSOEVER. ANY AND ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. TO THE FULLEST EXTENT PERMITTED BY LAW, KRPM LLC DISCLAIMS ANY AND ALL WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE EVENT OR SERVICE. TO THE FULLEST EXTENT PERMITTED BY LAW, KRPM LLC DISCLAIMS ANY AND ALL WARRANTIES FOR OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE WEBSITE OR RECEIVED THROUGH ANY AND ALL LINKS PROVIDED ON THE WEBSITE, AS WELL AS FOR ANY AND ALL INFORMATION OR ADVICE RECEIVED THROUGH THE WEBSITE OR THROUGH ANY AND ALL LINKS PROVIDED ON THE WEBSITE. KRPM LLC SIMILARLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY AND ALL WARRANTIES FOR ANY INFORMATION OR ADVICE OBTAINED THROUGH THE WEBSITE OR SERVICE. YOU EXPRESSLY UNDERSTAND AND AGREE THAT KRPM LLC DISCLAIMS ANY AND ALL RESPONSIBILITY OR LIABILITY FOR THE ACCURACY, CONTENT, COMPLETENESS, LEGALITY, RELIABILITY, OPERABILITY OR AVAILABILITY OF INFORMATION OR MATERIAL ON THE WEBSITE OR THE EVENT OR SERVICE. KRPM LLC DISCLAIMS ANY RESPONSIBILITY FOR THE DELETION, FAILURE TO STORE, NON-DELIVERY, MISDELIVERY, OR UNTIMELY DELIVERY OF ANY INFORMATION OR MATERIAL, INCLUDING BUT NOT LIMITED TO THE DELETION OR FAILURE TO STORE ANY MESSAGES OR PERSONALIZED SETTINGS. KRPM LLC DISCLAIMS ANY RESPONSIBILITY OR LIABILITY FOR ANY HARM RESULTING FROM DOWNLOADING OR ACCESSING ANY INFORMATION OR MATERIAL THROUGH THE WEBSITE OR SERVICE, INCLUDING, WITHOUT LIMITATION, HARM CAUSED BY VIRUSES OR SIMILAR CONTAMINATION OR DESTRUCTIVE FEATURES. NO ADVICE OR EVENT, WHETHER WRITTEN OR ORAL, OBTAINED BY KRPM LLC OR THROUGH USE OF ITS SERVICES, SHALL CREATE ANY EXPECTATION OR WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT. IN PARTICULAR BUT NOT AS A LIMITATION, KRPM LLC FURTHER MAKES NO WARRANTY THAT 1) THE WEBSITE. EVENTS AND/OR SERVICES WILL MEET YOUR REQUIREMENTS; 2) THE WEBSITE, EVENTS AND/OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE; AND 3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE, EVENTS AND/OR SERVICES WILL BE ACCURATE OR RELIABLE. KRPM LLC WILL NOT BE LIABLE FOR THE AVAILABILITY OF THE UNDERLYING INTERNET OR TELEPHONE CONNECTION AND/OR ANY AND ALL SERVICES PURCHASE ON OR VIA THE WEBSITE AND/OR TELEPHONE AND/OR IN-PERSON. NO ADVICE, WHETHER WRITTEN OR ORAL, OBTAINED BY KRPM LLC OR THROUGH USE OF THE WEBSITE, EVENTS OR SERVICES, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT. IN JURISDICTIONS THAT DO NOT PERMIT THE DISCLAIMER OF IMPLIED WARRANTIES, THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO IMPLIED WARRANTIES.

LIMITATION OF LIABILITY.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES SHALL KRPM LLC, ITS AFFILIATES OR ITS LICENSORS BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER’S USE OR MISUSE OF AND RELIANCE ON THE WEBSITE, EVENT OR SERVICE. IN NO EVENT SHALL THE LIABILITY OF KRPM LLC EXCEED THE AMOUNT PAID TO KRPM LLC BY ANY USER FOR SAID WEBSITE, EVENT OR SERVICE. SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES (EVEN IF KRPM LLC, ITS AFFILIATES OR ITS LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF THE WEBSITE, EVENT OR SERVICE AND/OR RELIANCE ON THE WEBSITE, EVENT OR SERVICE, FROM INABILITY TO USE THE WEBSITE, EVENT OR SERVICE, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE WEBSITE, EVENT OR SERVICE (INCLUDING SUCH DAMAGES INCURRED BY THIRD PARTIES). SUCH LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE WEBSITE OR RECEIVED THROUGH ANY LINKS PROVIDED ON THE WEBSITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED ON THE EVENT OR SERVICE OR RECEIVED THROUGH ANY LINKS PROVIDED ON THE EVENT OR SERVICE. SUCH LIMITATION SHALL APPLY, WITHOUT LIMITATION, TO THE COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOST PROFITS, OR LOST DATA. SUCH LIMITATION SHALL APPLY WITH RESPECT TO THE PERFORMANCE OR NON-PERFORMANCE OF THE WEBSITE, EVENT OR SERVICE OR ANY INFORMATION OR MERCHANDISE THAT APPEARS ON, OR IS LINKED OR RELATED IN ANY WAY TO, KRPM LLC, AND THE WEBSITE, EVENT OR SERVICE, WHETHER PROVIDED BY INTERNET OR TELEPHONE. SUCH LIMITATION SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SUCH LIMITATION SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. UNDER NO CIRCUMSTANCES SHALL KRPM LLC, ITS AFFILIATES OR ITS LICENSORS BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING DIRECTLY OR INDIRECTLY FROM ACTS OF NATURE, FORCES, OR CAUSES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, INTERNET FAILURES, COMPUTER EQUIPMENT FAILURES, TELECOMMUNICATION EQUIPMENT FAILURES, OTHER EQUIPMENT FAILURES, ELECTRICAL POWER FAILURES, STRIKES, LABOR DISPUTES, RIOTS, INSURRECTIONS, CIVIL DISTURBANCES, SHORTAGES OF LABOR OR MATERIALS, FIRES, FLOODS, STORMS, EXPLOSIONS, ACTS OF GOD, WAR, ACT OF TERRORISM GOVERNMENTAL ACTIONS, ORDERS OF DOMESTIC OR FOREIGN COURTS OR TRIBUNALS, NON-PERFORMANCE OF THIRD PARTIES, OR LOSS OF OR FLUCTUATIONS IN HEAT, LIGHT, OR AIR CONDITIONING. SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES; IN SUCH STATES, LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMISSIBLE BY LAW.

Choice of Law & Venue. 

This agreement shall be construed in accordance with and governed by the laws of the State of Texas. Any and all disputes arising out of this Agreement or the Services referenced herein shall be resolved by mediation, and if such mediation is unsuccessful, by binding arbitration under the auspices of, and pursuant to the commercial arbitration rules of, the American Arbitration Association (AAA) before a single arbitrator and shall be held in or as close as possible to Bexar County, Texas.

Legal Warning. 

Any attempt by any individual, whether or not a KRPM LLC member, to damage, destroy, tamper with, vandalize and/or otherwise interfere with the operation of the Website, Event, and its Services, internet and telephone base, is a violation of criminal and civil law and KRPM LLC will diligently pursue any and all remedies against any offending individual or entity to the fullest extent permissible by law and in equity.

PRIVACY POLICY

PRIVACY POLICY

The website and its content is owned by KRPM LLC (“Company”, “we”, or “us”). The term “you” refers to the user or viewer of www.KarenRomine.com (“Website”).

This Privacy Policy describes how we collect, use, process and distribute your information, including Personal Data (as defined below) used to access this Website. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Website shall be limited to the purposes under this Privacy Policy and our Terms and Conditions for customers. 

Please read this Privacy Policy carefully. We reserve the right to change this Privacy Policy on the Website at any time without notice. In the event of a material change, we will let you know via email and / or a prominent notice on our Website. 

Use of any personal information or contribution that you provide to us, or which is collected by us on or through our Website or its content is governed by this Privacy Policy.  By using our Website or its content, you consent to this Privacy Policy, whether or not you have read it.   

Information We May Collect:

We collect personal information from you so that we can provide you with a positive experience when utilizing our Website or content.  We will only collect the minimum amount of information necessary for us to fulfill our obligation to you. 

We may collect: 

A name and an email address so we can deliver our newsletter to you – you would be affirmatively consenting to this by providing this to us in our contact forms.

Billing information including name, address and payment details so that we can process payment to deliver our products or services to you under our contractual obligation.

A name and an email address if you complete our contact form with a question. We may send you marketing emails with either your consent or if we believe we have a legitimate interest to contact you based on your contact or question.

Information from you from a co-branded offer.  In this case, we will make clear as to who is collecting the information and whose privacy policy applies. If both / all parties are retaining the information you provide, this will also be made clear as will links to all privacy policies.

A name, email address and LinkedIn profile URL if you submit a request through our engagement inquiry form. This information is used to evaluate fit for our private advisory services.

Please note that the information above (“Personal Data”) that you are giving to us is voluntarily, and by you providing this information to us you are giving consent for us to use, collect and process this Personal Data. You are welcome to opt-out or request for us to delete your Personal Data at any point by contacting us at Hello@KarenRomine.com .

If you choose not to provide us with certain Personal Data, you may not be able to participate in certain aspects of our Website or content.

Other Information We May Collect:

 

Anonymous Data Collection and Use

To maintain our Website’s high quality, we may use your IP address to help diagnose problems with our server and to administer the Website by identifying which areas of the Website are most heavily used, and to display content according to your preferences. Your IP address is the number assigned to computers connected to the Internet. This is essentially “traffic data” which cannot personally identify you, but is helpful to us for marketing purposes and for improving our services. Traffic data collection does not follow a user’s activities on any other websites in any way. Anonymous traffic data may also be shared with business partners and advertisers on an aggregate basis. 

Use of “Cookies”

We may use the standard “cookies” feature of major web browsers. We do not set any personally identifiable information in cookies, nor do we employ any data-capture mechanisms on our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on our Website and some features may not work as intended.  

We use Google Analytics (GA4) to collect anonymous data about website usage, including pages visited, time on site, and traffic sources. This data is used to improve the website experience and does not personally identify you.

Tracking Pixels

We may use tracking technologies such as the Meta Pixel and LinkedIn Insight Tag to collect anonymous data about how visitors interact with our Website. These tools help us measure the effectiveness of our advertising and deliver more relevant content. The data collected does not personally identify you and is processed in accordance with the respective privacy policies of Meta and LinkedIn. You may opt out of these tracking technologies through your browser settings or through the privacy controls provided by each platform.

What We Do With Information We Collect:

Contact You 

We may contact you with information that you provide to us based on these lawful grounds for processing:

Consent. We may contact you if you give us your clear, unambiguous, affirmative consent to contact you.

Contract.  We will contact you under our contractual obligation to deliver goods or services you purchase from us.

Legitimate Interest.  We may contact you if we feel you have a legitimate interest in hearing from us.  For example, if you sign up for a webinar, we may send you marketing emails based on the content of that webinar.  You will always have the option to opt out of any of our emails. 

Process Payments

We will use the Personal Data you give to us in order to process your payment for the purchase of goods or services under a contract. We only use third party payment processors that take the utmost care in securing data and comply with the GDPR.   

Targeted Social Media Advertisements

We may use the data you provide to us to run social media advertisements and / or create look-alike audiences for advertisements.  

Share with Third Parties

We may share your information with trusted third parties such as our newsletter provider in order to contact you via email, our merchant accounts to process payments, and Google / social media accounts in order to run advertisements and our affiliates.  

Viewing by Others

Note that whenever you voluntarily make your Personal Data available for viewing by others online through this Website or its content, it may be seen, collected and used by others, and therefore, we cannot be responsible for any unauthorized or improper use of the information that you voluntarily share (i.e., sharing a comment on a blog post, posting in a Facebook page or group that we manage, sharing details on a group coaching call, etc.). 

Submission, Storage, Sharing and Transferring of Personal Data

Personal Data that you provide to us is stored internally or through a data management system. Your Personal Data will only be accessed by those who help to obtain, manage or store that information, or who have a legitimate need to know such Personal Data (i.e., our hosting provider, newsletter provider, payment processors or team members). 

It is important to note that we may transfer data internationally. For users in the European Union, please be aware that we transfer Personal Data outside of the European Union. By using our Website and providing us with your Personal Data, you consent to these transfers in accordance with this Privacy Policy.

Data Retention

We retain your Personal Data for the minimum amount of time necessary to provide you with the information and / or services that you requested from us. We may include certain Personal Data for longer periods of time if necessary for legal, contractual and accounting obligations. 

Confidentiality

We aim to keep the Personal Data that you share with us confidential. Please note that we may disclose such information if required to do so by law or in the good-faith belief that: (1) such action is necessary to protect and defend our rights or property or those of our users or licensees, (2) to act as immediately necessary in order to protect the personal safety or rights of our users or the public, or (3) to investigate or respond to any real or perceived violation of this Privacy Policy or of our Disclaimer, Terms and Conditions, or any other terms of use or agreement with us. 


Passwords

To use certain features of the Website or its content, you may need a username and password. You are responsible for maintaining the confidentiality of the username and password, and you are responsible for all activities, whether by you or by others, that occur under your username or password and within your account. We cannot and will not be liable for any loss or damage arising from your failure to protect your username, password or account information. If you share your username or password with others, they may be able to obtain access to your Personal Data at your own risk. 

You agree to notify us immediately of any unauthorized or improper use of your username or password or any other breach of security. To help protect against unauthorized or improper use, make sure that you log out at the end of each session requiring your username and password. 

We will use our best efforts to keep your username and password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with our rights or property. 

How You Can Access, Update or Delete Your Personal Data 

Unsubscribe

You may unsubscribe from our e-newsletters or updates at any time by emailing Hello@KarenRomine.com

or through the unsubscribe link at the footer of the email communications where available. If you have questions or are experiencing problems unsubscribing, please contact us at  Hello@KarenRomine.com

Security

We take commercially reasonable steps to protect the Personal Data you provide to us from misuse, disclosure or unauthorized access. We only share your Personal Data with trusted third parties who use the same level of care in processing your Personal Data.  That being said, we cannot guarantee that your Personal Data will always be secure due to technology or security breaches. Should there be a data breach of which we are aware, we will inform you immediately. 

Anti-Spam Policy

We have a no spam policy and provide you with the ability to opt-out of our communications by emailing Hello@KarenRomine.com

, or by selecting the unsubscribe link at the footer of e-mails where available. We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information. We will not sell, rent or share your email address.

Third Party Websites

We may link to other websites on our Website. We have no responsibility or liability for the content and activities of any other individual, company or entity whose website or materials may be linked to our Website or its content, and thus we cannot be held liable for the privacy of the information on their website or that you voluntarily share with their website. Please review their privacy policies for guidelines as to how they respectively store, use and protect the privacy of your Personal Data. 

Children’s Online Privacy Protection Act Compliance

We do not collect any information from anyone under 18 years of age in compliance with COPPA (Children’s Online Privacy Protection Act) and the GDPR (General Data Protection Regulation of the EU). Our Website and its content is directed to individuals who are at least 18 years old or older. 

Notification of Changes

We may use your Personal Data, such as your contact information, to inform you of changes to the Website or its content, or, if requested, to send you additional information about us. We reserve the right, at our sole discretion, to change, modify or otherwise alter our Website, its content and this Privacy Policy at any time. Such changes and/or modifications shall become effective immediately upon posting our updated Privacy Policy.  Please review this Privacy Policy periodically. Continued use of any of information obtained through or on the Website or its content following the posting of changes and/or modifications constitutes acceptance of the revised Privacy Policy. Should there be a material change to our Privacy Policy, we will contact you via email or by a prominent note on our Website. 

Data Controller and Processors

We are the data controllers as We are collecting and using your Personal Data.  We use trusted third parties as our data processors for technical and organizational purposes, including for payments and email marketing. We use reasonable efforts to make sure our data processors are GDPR- compliant.

If you have any questions about this Privacy Policy, please contact us at Hello@KarenRomine.com.

General Disclaimer and Release

General Disclaimer and Release

This General Disclaimer and Release applies to all services provided by KRPM LLC. Additional terms specific to individual engagements may be provided separately and, where applicable, shall supplement this document.

You hereby release and forever discharge KRPM LLC and its affiliates, employees,  subsidiaries, agents, successors, officers, representatives, and assigns (together “Affiliates”), in both  individual and corporate capacities from any and all claims, lawsuits, liabilities, obligations, promises,  agreements, disputes, demands, damages, judgements, or causes of action of any nature and kind (together  referred to as “Claims”), known or unknown, which you hereby have, ever had, or may have in the future  against KRPM LLC or its Affiliates.  

Indemnification

You hereby defend, indemnify, and hold harmless KRPM LLC and its Affiliates from and against all losses, damages, liabilities, deficiencies, actions, judgments, interest, awards, penalties, fines, costs or expenses of whatever kind (including reasonable attorney’s fees) arising out of or resulting from any Claim against any client or third party. 

Non-Disparagement

You agree not to make, publish, or communicate to any person or entity, in any media or public  forum, including on any social media sites, any comments or statements (written or oral), that intentionally  or unintentionally would, or is reasonably likely to, disparage, create a negative impression of, or is  detrimental to KRPM LLC, its Affiliates, services, customers, or other associated third- parties.  

Disclaimer for Mediumship and / or Psychic Sessions

You acknowledge you are at least eighteen (18) years of age or older. The mediumship and psychic sessions provided are for guidance only. What you decide to do with the information given to you, including any actions you take, is your own personal responsibility and choice. All sessions and information provided should at no time be regarded as legal, medical, financial, psychological or business fact and are subject to your own interpretation and judgment. For legal reasons we advise that sessions are for entertainment purposes only. Services are not a substitute for professional services, and it is advised that you seek advice from a relevant qualified expert.

If you need immediate medical or psychological attention, please contact emergency services by  calling 911. 

Cancellation Policy

Cancellation Policy

This cancellation policy applies to individually scheduled sessions. Clients under an active engagement agreement (The Black Table) should refer to the terms of their specific agreement.

Your scheduled time with Karen is set aside specifically for you. We understand that life interrupts at times and we need to make adjustments.

If you need to reschedule:

If it is more than 24 hours before your appointment, you can do it online through your email confirmation.

If it is within 24 hours of your scheduled time, you will need to contact Karen’s assistant directly at Hello@KarenRomine.com

 If you would like to cancel:

With more than a 48 hour notice you will receive a full refund, less any applicable processing fees.

With a 48 hour to 12 hour notice you will receive a fifty percent (50%) refund, less any applicable processing fees.

With a 12 hour or less notice, you will not receive a refund.

If you do not show for your scheduled time, and do not contact us, after 10 minutes your call will be cancelled and your money will not be refundable.

If you have problems connecting for your scheduled time, immediately email Hello@KarenRomine.com.

Code of Ethics

Code of Ethics

KRPM LLC is committed to the following standards in every client engagement:

Confidentiality and Discretion

All client information, session content, and engagement details are held in strict confidence. Information will only be disclosed with the client's written consent or if required by law to address a real and imminent threat of harm.

Integrity

All information and guidance is provided honestly, in good faith, and without influence from personal bias, judgment, or financial motivation beyond the agreed terms of the engagement.

Non-Discrimination

KRPM LLC does not discriminate on the basis of gender, ethnicity, religious beliefs, age, physical disability, sexual orientation, or cultural background.

Client Autonomy

All guidance provided is for the client's consideration only. What you decide to do with the information given, including any actions you take, is your own personal responsibility and choice.

Professional Boundaries

Sessions and guidance provided by KRPM LLC are not a substitute for professional legal, medical, financial, or psychological advice. Clients are advised to seek qualified professionals for those specific needs.

Consent and Privacy

KRPM LLC will never share a client's name, story, testimonial, image, or any identifying details in any format — including social media, publications, or marketing materials — without express written permission.

Industry Consideration

KRPM LLC exercises discretion in accepting engagements where a potential conflict of interest may exist between clients operating within the same industry or competitive landscape.

Accountability

Should a meaningful connection not be established during a session, KRPM LLC reserves the right to close the session. Refund terms will follow the applicable engagement or cancellation policy.

Standard of Care

Every engagement is conducted with the intent to serve the client's highest interest, with professionalism, respect, and the full depth of experience KRPM LLC brings to the work.

KRPM LLC Accessibility Statement

Accessibility

KRPM LLC is committed to making this website accessible to all visitors. If you experience any difficulty accessing content on this site, please contact us at Hello@KarenRomine.com and we will work to provide the information you need.

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